I’m going to leave this public thread open but also open a private one. This way users can choose.
UPDATE: Private thread here: https://sellersasksellers.com/t/private-sellersasksellers-dd-7-thread-continuing-the-discussion/6548?u=papy @TEXASEXILEBOOKS
As an Individual seller, my ancient account with its ancient privileges was forced into this reserve thing several years ago. If all of yours is going to go the same way mine did, then yes, you can still disburse your money “on demand” – but only AFTER the reserve period. In other words, you can request to move the money to your bank, after waiting for what feels like ages, a few days before it would have happened anyway. I was bringing in so little money by the end of my Amz days that those few days hardly mattered, but nonetheless I always requested disbursement the minute it became available, out of pure spite 
Same here; OG dailies. “Per your feedback” makes it sound like something of a courtesy, but this is definitely nothing us dinosaurs were clamoring for.
Yes, the “courtesy” is that you’re getting the 7-day reserve instead of a lengthier one. Yippee! 
Thank you for this insight @Marth !
And this handy tip, too 
We also got it … March 6, 2025. Never had a reserve either.
Since we are in the middle of the country, DD is normally 4 to 5 days. So 4 + 7 = 11. This basically means Amazon will be holding our money for up to 4 weeks before we get it (on the every two weeks distribution). There is a lot of cash flow involved overall for Amazon so Amazon stands to gain interest $$$.
Has anybody set up a system to track which reserves have been paid?
Should make taxes for year end of 2026 interesting. Will Amazon say we got paid for orders they have held in reserve?
In any reality based system you would not show as disbursed until they actually ARE sent as far as a cash based system.
Of course, since we all deal with AMAZON it will be whatever works best for THEIR books and accounting. I would guess in that case we all get screwed because more disbursements (theoretically) made increases their costs and would lower their taxes (IF they ever paid any). 
IRS requires the reporting of income in the period which “constructive receipt” occurs.
Here is an explanation of “constructive receipt”
Constructive receipt is an accounting term that refers to a situation in which an individual or business is required to pay taxes on income credited to their account despite the fact that the money has not yet been received in actuality.
Amazon has to follow the law or it gets to settle with the government for large amounts of money. 
I think you are correct with that, but there is something extra too.
Used to be we can only get the money transferred to our bank on a set day of the week every 2 weeks, and we can’t ask for an earlier disbursement.
But with this new system, we would be able to request for disbursement of our balance once daily. This is what it said in the email:
“After seven days, the funds are moved into your account balance, which can be disbursed automatically through your choice of the automatic settlement cycle or a once daily disburse-on-demand request”
This might be the end of under $10 sales that do not require tracking, since the payments now require confirmation of receipt.
That’s an excellent point. It also means that we MUST use a courier that is listed as Amazon-approved.
Funny (or maybe not) enough, I was just placed on a disbursement hold with Walmart.com. Maybe this is the new cash grab for all online marketplaces.
I love you guys, but I have no empathy for those of you who haven’t ever had a reserve.
I’ve had to deal with this since I started selling here.
If you’re selling consistently, you won’t even really notice as there will always be funds available and some in reserve.
It is when sales are spotty that cashflow can become an issue.
I wouldn’t have a problem with them reserving a few orders “in case” so long as that was in-line with “potential” return rates. It is the fact that EVERY SALE is held that irritates me.
Be glad they aren’t paying Net 30, 60, or 90.
In my day job as an Engineer, the company doesn’t get paid by the Architect/Owner for 60 days after billing them… and sometimes they are quite “late” to do so.
Just hopping in to 
Which makes life even more ‘interesting’ for the thousands of sellers suspended for authenticity claims that have ALL their money held (but technically in their account balance).
Since they are not likely to ever get a dime of those held funds they need to file and pay taxes on that phantom cash. I wonder if the IRS would accept a phantom payment…
Since I’m not dealing with anything approaching large amounts I will take my chances and report on a ‘cash flow’ basis. I will pay when I get the money and anything in the account that is not paid gets handled the following year.
If the IRS (and State) want to get mad about it, be my guest since we are arguing (in my case) about a few hundred dollars at best at the end of each year.
I thought the distinction was anytime payout option with DD+7. We are scheduled for automatic disbursements every two weeks from prior disbursement but can request disbursement at anytime. We do, however, have a reserve balance that we can’t touch. I thought that was always the case but apparently not. Is it correct, that new accounts have the same reserve limit, but also CANNOT request disbursement at anytime or can they and this is just standard?
As I recall the ability to request payments at any time went away several years ago. I think it changed just AFTER I had moved to the Pro level store and that was years ago.
So, yes, new(er) sellers will likely have a reserve and NOT be able to do ‘on demand’ payments.
Of course, the always generous Amazon does allow them to get paid quicker and only collects a fee that is ridiculous to do so.
I don’t recall what the costs were back in the old days for the companies that did ‘factoring’, but Amazon must have taken lessons from them…
I did not know this. That’s crazy.
1-2% I believe.
I’ve never tried to get my money out early, so I have no idea what the answer is, but as soon as they switched to DD+7, the box that says reserved has been 0. I guess it made the reserve go away?
I always presumed ‘reserve’ = ‘deferred transactions’ but I could be wrong.