3 posts were merged into an existing topic: Health and Beauty…for Sellers
State Farm does. 100 miles from home, with no car and won’t be coming home frequently to use your car. And they really mean 100 miles. 92 wasn’t close enough.
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I’m with Allstate and my island vehicles drive less than 5k miles per year all under 45mph so I’m going to check into their “milewise” device that plugs into the data port.
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Would like your thoughts on it after you find out …
We do less than 6k for two vehicles (4k on one and 2k on the other). Although our highway is 75mph.
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And I suppose “he lives off campus” didn’t work? I had a friend that lived about 1/2 a mile from the county line. He always claimed he lived in the OTHER county for his vehicles because there was a tax break of some kind.
That was before all the GPS and more accurate mapping. He got away with that for several decades.
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You typically shouldn’t stay with the same car insurance company for more than a couple years. Insurance companies want new customers and always will give cheaper rates to new customers.
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I’ve been with USAA for 27 years - (My Dad was in the Air Force). I’ve shopped around. Nobody comes close. Considering how they have treated / helped us over the years, I wouldn’t leave them anyway. Well… I did move my old Mustang to classic car insurance (Grundy) last month, but that’s a different story that saved me almost $2K a year….
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To me, rates are not the most important thing. The most important thing is how easy it is to get reimbursed.
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It’s not the state it’s the Location.
When I was young living on LI my car insurance was like $1200. When changed my address to Albany for school it dropped to $300. It’s all about where you are & the number of people around you.
Until I was 25 I drove around in cheap junkers.
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Nailed it.
Where are you more likely to hit this…
Into the back of one of these…
Driving this
Not in any of these states because they are separated by hundreds of miles…
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I’m in my 60s; haven’t stopped yet. 
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It also depends on where you live in those states. Omaha, Kansas City, Wichita and Oklahoma City are larger populated areas and insurance rates are higher there. The rural areas in those states are the places that are sparsely populated.
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Still, I challenge you to find even remotely the same odds of those two $110K cars one behind each other at a light in Omaha, OKC, or Bismark, versus NYC or parts of Orange County Ca. LOL
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Nor am I
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Lotsa bad drivers in the US.
Compare European standards for obtaining driving licenses with US standards and you will understand a lot.
Really crowded roads, especially in and around large cities, and very little new highway construction since the 1960’s. Roads I used to drive freely, such as I-87, much of which is the tolled New York State Thruway, built in the late 1950’s, has become incredibly crowded in the last decade or so.
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Pretty crazy eh… We only travel late at night now when going to and from my MILs summer place in Ulster the last 5 years or so. A 1 hour 45 min trip can easily be 3 hours or more during normal time… No thanks…..
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I grew up adjacent to Exit 19, so I know the territory and could drive it in my sleep.
Most of the delays to the drive to your MIL’s country house are the delays on the Deegan.
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Nah… Don’t go that way. The traffic is on the Hutch and sometimes on 87 until just past the Tappan Zee Bridge or Mario Cuomo Bridge - which ever you want to call it. I prefer Tappan Zee….
Grand Central to Cross Island 
Whitestone Bridge Hutch Cross Country 87 Exit 18 (New Paltz)…
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As do generations of your fellow denizens of The Empire State alike, methinks.
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