Hopefully this is how they operate (but that would make sense, so unsure at best). Could have also been a one-time fluke. Either way, I wanted to share.
So I had an item ordered, and naturally Amazon greyed out EVERY reasonable shipping option because it “said” it would arrive too late. Regardless, I still shipped it out USPS Priority Flat Rate envelope because I was 98% sure it would arrive on time. Going from Georgia to Colorado. Ordered December 26, ship by December 27, deliver by January 3. I was confident with USPS priority.
Long story short, item arrived in 3 days, on December 30, well within the delivery time frame.
Fast forward to 2 days ago. Classic “It was marked delivered but I never received it” message from buyer. I noticed the order was marked “late delivery risk”…ineligble for claim protection. I always check this, and if it is a cheap item or possibly sounds legit, I will just refund the order after the message before an A-Z Claim is opened, only had to do that a few times, usually $20 and under items, no big deal.
This time, I decided to chance it. I responded with the standard “item shipped with Buy Shipping, if it hasn’t arrived…file an A-Z Claim and Amazon will assist you with a possible refund” message.
I figure maybe he doesn’t open a claim, but even it if he does, I’ll see if I can win it since I DID use Amazon shipping, I DID ship on time, and it DID arrive on time. If it had arrived “late”, I figure I would probably lose and would have handled it. But he was claiming complete “non-delivery” of item, so maybe he gets the refund anyways but I don’t get an ODR hit…or absolute worst case he gets refund and I get ODR hit. Regardless, I have plenty of “order buffer” on my account that an ODR ding wouldn’t hurt me.
So he did file a claim, although it didn’t “require my attention” I still responded with my standard INR coverage for Amazon Buy Shipping, and to my delight, Amazon covered it without issue and no ODR hit.
So maybe you can still use Amazon Shipping and get item not RECEIVED coverage if you meet all the criteria as standard Amazon Shipping, but you just lose the extra “delivered late” coverage you would get if you used Amazon Shipping with “claims protection” and the item was in fact delivered late.
Or maybe I got lucky…still nice to get a win every now and then.

