Been combing through news articles on the fire. Most of those I read are pretty general, but one article which interviewed people who lived in a stable mobile home/manufactured home development in the Pacific Palisades struck me.
People owned their homes, but leased the land.
The park was totally destroyed.
People had paid between $500K and $1 million for their homes,
They cannot rebuild unless the owners of the park decide to rebuild.
The park is old enough that it is not up to code. Any work to restore the park would require they bring it up to code.
Assuming good faith efforts by all of the people involved, including government, a decade might be an optimistic estimate.
The more I learn about this disaster, the worse it seems.