[WSJ] Americans Are Falling Behind on Their Bills

Sometimes the members of our Congress do the right, fair and just thing. Usually for the wrong reasons, but it can happen.

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Just because that’s the car you see, doesn’t mean that the car is the food recipient’s. A lot of legitimate food bank recipients don’t have their own transportation.

Whether or not anyone should pay $60k for a passenger vehicle without immediate utility (when a $30k vehicle will do) is a different (moral) question…just like Joel Osteen’s conspicuous consumerism.


No such thing, for people of faith, which the majority of Americans still are.


And it’s a wonderful thing. It is important to be good stewards of all available resources. I grew up in Alabama with the family shopping at an underground expired/dented “grocery store” in the basement of a house off the beaten path out in the county. We not only survived but ate better (healthier and more diversely) than we could have otherwise and were then able to afford fresh fruits and vegetables. This was AFTER we were off food stamps, which supported us for a couple of years after my parents divorce while my mother went to college.

People who have never wanted, who have never lacked or struggled, often pooh-pooh frugality. They don’t understand that this is exactly their “privilege” to have never known hunger or food inconsistency.


@RandomUsername your reply is so spot on that I will definitely break the “no politics” rule to say anything more. Hugs to you and keep paying attention.


Yes.


LOL I’m struggling myself here! But it’s not “censorship” to enforce the “no politics on SAS” rule. No one is saying you can’t talk politics, or can’t talk politics online–you just can’t do it here on SAS, an e-comm forum, because it is too disruptive and facilitates additional rule violations.

And it’s not MINE. We as the SAS community AGREE to leave politics out of our conversations here and focus on shared concerns.

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…but as the SAS staff here right now, this is my official reminder to steer clear of politics, including both partisan and non-partisan critiques and discussion.

While your comment might be fair, objective, and neutral, it might prompt responses that are not. Please be supportive of your fellow SAS members and respectful of the Community Expectations.


In this case, the change in debts and conversions from Q1 2022 to Q1 2023 is what unites Sellers here. It’s a significant difference and affects many of our stores.

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Boom Policy…

All hail Empress Papy.

I’d like to keep my head, thank you very much!

:stuck_out_tongue_winking_eye:

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giphy

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Ya I would buy that for a few cars, but not half or a little less. Occams’ Razor that for a second. What is more likely the case… someone doing a nice thing for others or a selfish POS knows something is free??? I assert more than 50% of those car owners are grifters.

For now. Check back next decade.

Well we are descendants of the Donner Party so we don’t go hungry anymore… :face_vomiting:

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On a related note…

https://www.bizjournals.com/bizwomen/news/latest-news/2023/05/target-first-quarter-earnings-2023.html

Ok yeah, that’s…a lot.

Agree, especially because [papy self-censor :stuck_out_tongue_winking_eye:]

I didn’t mean that you specifically didn’t know hunger but also WOW. They really did do what they had to do, especially to try to save the kids.

I remember reading something where a visitor from one camp had survived a trek to the other. He still had leather laces in his boots. As he sat recovering indoors before starting back and the laces unfroze, the children in that camp started creeping up and sneaking bits of his laces to eat, and their hunger and desperation actually began to feel threatening to him. :flushed:

That has stuck with me as simultaneously so pitiful, and so grotesque.

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My husband has been in the business of “giving” for many years. He/we supports several food pantries in our area that are part of “Feeding America”. He donates hundreds of pounds of food to one particular pantry weekly.
It truly perks my pot when I see what you described above. It’s usually a certain denomination that’s prevalent in these parts. But what puts me over the top is when you see them spreading the word online and telling people to go there and just claim “I just lost my job”. They turn no one away. And those truly in need cannot always get what’s necessary to feed a family because of the greedy…

So much more I could say about this but it speaks for itself.

The Marketing of the Messiah
THE most profitable business ever.

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In the local situation, we know this is 100% fact.
My husband has organized a system to deliver needed groceries for those without transportation, the elderly or infirmed. If there’s someone in need that’s unable to pick up delivery is scheduled right to their door. The Mercedes, BMW and Tesla gang show up bright and early every morning, they never miss a beat.

Is there a metric that says we’re at

an “uh-oh” level

vs an “oh”, “yea” or “meh” level of worry?

due to the 1 point increase in delinquent +90 days debt?

Since the article is behind paywall

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My wife pointed out to me that many young people don’t care about their credit score because they don’t see the ability to buy a house in most major cities in this country on the average wage for a non STEM degree.
She pointed this out to me when we watched a video on high repo rates. People damage a car and think, “this payment is not appealing anymore” and simply stop paying on it.
She also pointed out its the same thing homeowners did when the 08/09 housing bubble burst. People took their motorhomes/trailers and jet skis/boats and moved into an apartment while they let the bank take their house they had a second on for those non essential toys. All while they pocketed the difference from their balloon mortgage to their new rent.

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Or worse. The son of a caretaker at a property we had, decided to let the bank take his car. I told him, this will destroy your credit. He said, “That is for future Billy to worry about. I am today Billy.”

This is one that drives me nuts. For I did understand hunger. I hate the new terms, “Food Insecurity” or Food Inconsistency"

I was hungry as a young person. I found I could gather and even kill too have food.

I am sorry, my opinion, poor people are not insecure, they are hungry.

You can be two things.
I sure was.

As a child, at some times I was hungry (like summers or at my dad’s), and at others I wasn’t immediately hungry but definitely worried and uncertain about what food we would have, and when (like during the school year, with lunch at school but uncertainty on weekends).

And I will point out that these things were sometimes true, even when we weren’t technically “poor,” according to the government’s definition. It is faulty thinking (and a bit offensive) to assume that all hungry, food insecure, or food inconsistent people are “poor”.

So while you are certainly entitled to your personal opinion, you are not allowed to let your lack of personal experience negate or dismiss the lived experiences of others–even if you “hate the term” food insecurity.

Sometimes I was hungry, and sometimes I was food insecure. I am thankful that my children will never know either–but I sure do let them know that their experiences of food safety and security are not universal, and that’s the important point.

I was poor as a kid. My MOM would not take welfare.

I was jealous of the cheese and peanut butter and other food that the kids on welfare got to eat.

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