Just added my 17 year old Son to my car insurance policy. For being honest, I will now receive an annual bill just south of $20,000…. Maybe another reason to get out of NY…. Geez!

Wow, I am really impressed. In Spain I pay $450 per year (I am 37 yo). When I was 18, I paid around $550 per year and I had everything included on the insurance. I don’t understand why is that expensive there.

( Inspired by another thread ) If you are paying the bills, you get to order the plates. [NY Plate] …or… [Am bad driiver] I suspect that you should reserve the second one until after his first accident.

Y’alls and your horror stories about teens and driving… makes me glad I didn’t have kids. Although, I do wish I had some for the tax breaks and free labor around the house. Can I rent someone’s kids for a couple weeks?

After you feed them for awhile, you will know that they are not really free labor … Renting them just means you pay twice because they still will need to be fed … :smirking_face:

Not sure if this discount still exists, but insurance companies used to give a break on their prices if a student attended a college more than 100 miles from home.

State Farm does. 100 miles from home, with no car and won’t be coming home frequently to use your car. And they really mean 100 miles. 92 wasn’t close enough.

I’m with Allstate and my island vehicles drive less than 5k miles per year all under 45mph so I’m going to check into their “milewise” device that plugs into the data port.

Would like your thoughts on it after you find out … We do less than 6k for two vehicles (4k on one and 2k on the other). Although our highway is 75mph.

[image] RiverRetail: 92 wasn’t close enough. And I suppose “he lives off campus” didn’t work? I had a friend that lived about 1/2 a mile from the county line. He always claimed he lived in the OTHER county for his vehicles because there was a tax break of some kind. That was before all the…

You typically shouldn’t stay with the same car insurance company for more than a couple years. Insurance companies want new customers and always will give cheaper rates to new customers.

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Don't have Kids in NY that drive...

Just for fun!